As a small business owner, it is crucial to have the right insurance coverage to protect yourself, your employees, and your assets. However, finding the right insurance policy that fits your needs and budget can be tedious and time-consuming. This is where Next Insurance comes in. This innovative insurance technology company is changing the game by tailoring policies specifically for small businesses. In this guide, we will dive deeper into what Next Insurance is, how to use it, its top features, and how it can support your business growth.
What is Next Insurance?
Next Insurance is a company that is 100% dedicated to small businesses, offering tailored insurance solutions with zero hassle and big savings. They provide insurance designed specifically for various professions, and if you bundle two or more of their policies, they have additional savings to offer.
So whether you're just starting out or looking to grow your team, Next Insurance could be an excellent option for your small business. Their business insurance gives you the confidence to take smart risks with your business, the kind that can help you reach the next level.
Next Insurance offers a variety of primary coverage options, including:
General Liability: This covers a wide range of incidents and basic risks, such as accidentally damaging customer property. Contractors and cleaners can add tools and equipment coverage to protect their gear.
Workers’ Compensation: If you have employees, this is mandatory in almost every state to help cover medical bills and lost wages if a workplace accident occurs.
Business Owner’s Policy: This combines general liability and commercial property into one package. It’s a great option for protecting your business if you have a physical location, equipment or inventory, and if you deal with customers or the public.
Professional Liability: Also known as errors & omissions insurance, this protects you from certain types of lawsuits and claims if you're accused of making an error at work.
Commercial Auto: This covers vehicle-related damage, so your bottom line isn't affected by dents, tows, and damage to someone else’s car or truck. You can add HNOA coverage for extra protection on rentals and employee vehicles.
Tools and Equipment Upgrade: Add this to your general liability insurance to ensure you're covered if your gear ever gets damaged or stolen.
Commercial Property Insurance: This isn’t just for buildings — it can also protect almost all the gear, inventory, and equipment you need to do business.
Top Features of Next Insurance
Next Insurance offers several features that distinguish it from traditional insurance companies. Some of the top features of Next Insurance include:
Customized Coverage: Next Insurance offers customized coverage based on your unique business needs. This means you only pay for the coverage you need, which can save you money on your insurance premiums.
Monthly Payments: Next Insurance offers monthly payments at no extra cost to help small business owners smooth out their cash flow
Instant Certificates of Insurance: Next Insurance provides instant certificates of insurance, which means you can easily prove to your clients or partners that you have the necessary insurance coverage.
24/7 Customer Service: Next Insurance's customer service team is available 24/7 to provide assistance and answer any questions you may have.
Quick Claims Process: If you need to file a claim, Next Insurance's claims process is straightforward and quick.
What Type of Business Can Next Insurance Insure?
Next Insurance offers coverage for a wide variety of businesses, such as:
Architects and Engineers
Food and Beverage
Get Started with Next Insurance and Protect Your Small Business
Next Insurance is an excellent option for small business owners seeking affordable and customized insurance coverage. The company's user-friendly platform and commitment to helping small businesses grow make it stand out from traditional insurance companies. Whether you are just starting your business or are an established business looking for better insurance coverage, Next Insurance is worth considering. So, go ahead and get an instant quote today!