Basic qualifications: A business owner with a credit score above 640, a business bank account, and at least $4,000 in monthly revenue
Who is it for?
We are creating the Business-Building Card for business owners with 10 or fewer employees who are looking for an on-ramp to access capital and credit for growth.
What are the requirements?
The Business-Building Card is for:
- Actively Registered Single-member LLCs
- Businesses with 9+ months in operations
- US-based entities
- Businesses with a dedicated business bank account
- Businesses with a physical address capable of receiving mail
Why Our Card
0% Annual Percentage Rate
The Business-Building Card has a 0% Annual Percentage Rate (APR), as customers are required to pay their balance in full each month. This means that you can hold a balance on your card for 30 days without accruing interest. Customers are subject to a late payment fee of $39 if they do not pay their balance in full.
Business-Building Card FAQs
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When is the Business-Building Card going to be available?
The Business-Building Card is coming in 2023. Sign up for updates from our product team here.
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The annual fee for the Business-Building Card is $100.
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What are the requirements for getting a Business-Building Card?
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Will applying for a Business-Building Card impact my personal credit?
When you complete an application for the Business-Building Card, we will pull your credit.
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Are there certain industries that don’t qualify for a Business-Building Card?
Yes, please see our Prohibited and Restricted businesses list.
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What is the Annual Percentage Rate (APR) for the Business-Building Card?
The Business-Building Card has a 0% APR as customers are required to pay their balance in full each month. Customers are subject to a late payment fee of $39 if they do not pay their balance in full.
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What is the minimum credit score needed to apply?
The basic qualifications: A business owner with a credit score above 640, a business bank account, and at least $4,000 in monthly revenue