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What is the Business Building Card?

By on November 30, 2022 2 min read
Fundid is driven by mission to empower business owners on their growth journey by simplifying business finance & access to capital.
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What is the Business Building Card?

80% of small businesses in the US have 10 or fewer employees, yet these businesses tend to be overlooked by traditional financial institutions when trying to access business credit and financing. At Fundid, we know their futures are bright, and we understand their challenges when trying to secure funding for their business. That's why we’ve decided to do something about it.

If you’re unsure how to get funding for your small business, we’re here to help! Fundid’s Business Building™ Card is designed to be an on-ramp to additional funding for small businesses. This article will discuss the Business Building Card™, how to qualify, and how it can help you grow your business.  

Apply for the Business Building Card

How is the Business Building Card™ different from Other Business Charge Cards?

The Business Building Card™ is in a class of its own when it comes to small business funding. Fundid understands small businesses, and our team knows the importance of small businesses in their local communities. We want to make sure they can get the resources and funding they need to grow and thrive.

In addition, a business can qualify for the Business Building Card™ with as little as $4,000 in monthly recurring revenueand over 9 months in business.

How Do I Qualify for the Business Building Card™?

Here’s what you need to qualify for the Business Building Card™:

  • Your business must be registered as a Single Member LLC for at least 9+ months
  • Your business must be based in the US with a physical mailing address (no PO Boxes)

Helpful tips when applying for business funding:


If you don’t already have a business bank account, it’s easy to set one up. A business bank account can make it easier for you to secure additional funding, such as grants or business lines of credit. Join our free Business Finance Platform to find a business bank account partner. 

What can I use the Business Building Card™ for?

The Business Building Card™ is a card that you can use for your everyday business expenses like: 

  • Office Supplies
  • Recurring Bills (think of your overhead costs, gas, wifi, etc.)
  • Travel Expenses
  • Vendor Fees 
  • Purchasing Materials & Equipment

We have designed the Business Building Card™ to be an on-ramp for businesses to access additional capital to support their business growth. This means that as your business grows, your credit line can grow alongside your business. You will be able to request a credit limit increase as your business grows!

What is the Interest Rate on the Business Building Card™?

The Business Building Card™ has a 0% APR. This means that you can hold a balance on your card for 30 days without accruing interest. You won't be charged late fees by having your payment automatically made in full each month.

Features of the Business Building Card™

Here’s what makes our Business Building Card™ unique:

  • Flexible credit: It’s a line of credit in the form of a card that allows you to have additional access to capital for your business. You only have to use what you need!
  • Regular balance payments: You will pay the card’s balance off each month in full to avoid late payment fees, which means a 0% APR.

How Does The Business Building Card™ Work?

Here’s how the Business Building Card™ works:

  1. Submit your application through the Fundid Business Finance Platform! 
  2. Upon application approval, you will receive your card in the mail, and then you can start using it for business expenses!
  3. Based on the cash flow of your business, you can request a credit increase as your business grows! 

How Can The Business Building Card™ Help Me Grow My Business?

When building your business, it’s not always easy to access capital. The Business Building Card™ challenges the traditional system by allowing small businesses to access funding as soon as 9 months in business with lower monthly revenue requirements. 

How Do I Apply for a Business Building Card™?

To apply for the Business Building Card™, you'll need to create your Fundid account first. The application can be completed online in under 10 minutes.

Use Fundid’s Business Building Card™ to Grow Your Business 

The Business Building Card™ is being built with the help of feedback from business owners like you. Together, we can create a new path to lending, making access to capital easier for business owners of any size. 

Apply for the Business Building Card

About Fundid

Fundid is driven by a mission to empower business owners on their growth journeys by simplifying business finance & access to capital. 

We spend our time thinking about what the world would look like if the 80% of businesses that have under 10 employees had access to the capital they needed to grow and thrive. We're solving this with our Business Capital, Business-Building Card, and Resources that include our business Grant Match Program.

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